Up — Easy Money

About

Up is a mobile banking app designed for Australians seeking better financial control. It simplifies budgeting, savings, and splitting bills with friends. For instance, you can easily set up a 'Savers' fund for a vacation, making it simpler to track progress towards your goal.

What Stands Out

• •Create multiple 'Savers' for specific goals like holidays or a new gadget to visually track your progress.
• •Easily split expenses and request money from friends using chat features, with automated reminders.
• •Utilize budgeting tools to monitor spending and avoid unexpected financial surprises.
• •Access helpful customer support directly through the in-app chat feature, available seven days a week.

Things to Consider

To use Up, you must create an account, which is done entirely through the mobile app. International money transfers are handled by Wise. Up is a brand of Bendigo and Adelaide Bank Limited. Users should review the terms and conditions available on their website.

Useful Tips

1. 01Set up a 'Saver' for a specific purchase, like a new phone, and regularly transfer funds to it.
2. 02When dining out with friends, use the app's split bill feature immediately to avoid forgetting details later.
3. 03Explore the budgeting tools to categorize your spending and identify areas where you can save.
4. 04Familiarize yourself with the '2Up' feature for managing shared expenses with a partner or housemate.